Solutions for Individuals


Affordable Health Insurance for Individuals and Families

Affordable individual coverage is available through our partner, Benefitsphere, Inc.

Sometimes there are individual circumstances that do not fit a group solution. We can help…


Temporary Insurance Needs:

• People seeking an affordable alternative to COBRA.

• On-strike, laid off, or terminating employees.

• Workers losing benefits.

• Recent college graduates.

• Self-employed people.

• Recent hires awaiting group coverage.

• Ex-military in transition.

• Divorced individuals and their families.

• Temporary, part-time, or seasonal employees without employer coverage.

• Dependent children no longer under their parent’s plan.


Temporary Situations


Comprehensive Insurance

Comprehensive insurance comes in a variety of forms. Permanent (long-term) health insurance offers many advantages over temporary (short-term) medical coverage. There are many plans to choose from that offer flexible benefits that are less costly than one might expect.


If you are an individual or business owner, permanent insurance offers protection of assets and standard of living in the event of an illness or disability. Today, there are tax advantages and even greater incentives for business owners to purchase this type of coverage for themselves or their employees.




Insurance Benefits for International Travelers

International Traveler coverage is available through two of the top carriers in the country: IMG Patriot Travel Medical or MultiNational Underwriters. These are exceptional plans for anyone traveling outside their home country for as little as 2 weeks to up to 2 years.


International Travelers















Health Insurance for Students

Tuition, books, rent, food, fun . . . health insurance? With all the things you have to pay for in college, paying for student health insurance is probably last on your list. And if you’re a Foreign Exchange student you face even more unique challenges. But what’s last on your list could be the first thing to put you at serious financial risk.


Ideal For Students Who Are:

• No longer covered as a dependent under their parents’ plan.

• Attending school outside an HMO or PPO region.

• Needing insurance while studying abroad.

• Required to have coverage but choose not to participate in a college-sponsored plan.
• Finding a traditional individual medical or other current coverage to be too expensive.

• Plus, we provide coverage for part-time students and graduating seniors while looking for work or taking time off to travel the world.